Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$480,213	$480,213	$544,500
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$64,287	$0
Funding fee	$0	$0	$0
Note rate	7.030%	7.030%	7.240%
Blended rate	7.580%	7.748%	7.480%
1st payment	$3,279.36	$3,279.36	$3,710.76
2nd payment	$0.00	$482.15	$0.00
Taxes / mo	$196.25	$196.25	$196.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$225.24	$225.24	$108.90
HOA / mo	$75.00	$75.00	$75.00
Total monthly	$3,942.52	$4,424.67	$4,257.57
Cash to close	$124,787	$60,500	$60,500