Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$275,785$275,785$292,410
Remaining term (yrs)25.425.430.0
Secondary amount$0$32,870$0
Funding fee$1,379$1,379$0
Note rate3.92%3.92%7.24%
Blended rate3.92%4.767%7.48%
1st payment$1,426.88$1,426.88$1,992.77
2nd payment$0.00$325.28$0.00
Taxes / mo$176.00$176.00$176.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.48
HOA / mo$0.00$0.00$0.00
Total monthly$1,752.88$2,078.16$2,377.25
Cash to close$49,115$16,245$32,490