Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$234,349	$234,349	$316,800
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$82,451	$0
Funding fee	$1,172	$1,172	$0
Note rate	6.86%	6.86%	7.24%
Blended rate	6.86%	7.417%	7.48%
1st payment	$1,574.22	$1,574.22	$2,158.99
2nd payment	$0.00	$618.38	$0.00
Taxes / mo	$213.33	$213.33	$213.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.36
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,937.56	$2,555.94	$2,585.68
Cash to close	$117,651	$35,200	$35,200