Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$325,442$315,000
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$1,627$0
Note rate6.740%7.240%
Blended rate6.740%7.480%
1st payment$2,129.43$2,146.72
2nd payment$0.00$0.00
Taxes / mo$44.00$44.00
Insurance / mo$150.00$150.00
MI / mo$0.00$63.00
HOA / mo$0.00$0.00
Total monthly$2,323.43$2,403.72
Cash to close$24,558$35,000