Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,345,731$1,286,910
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$6,729$0
Note rate4.750%7.240%
Blended rate4.750%7.480%
1st payment$7,120.49$8,770.27
2nd payment$0.00$0.00
Taxes / mo$1,191.58$1,191.58
Insurance / mo$216.67$216.67
MI / mo$0.00$257.38
HOA / mo$0.00$0.00
Total monthly$8,528.74$10,435.90
Cash to close$84,169$142,990