Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$72,109	$72,109	$346,491
Remaining term (yrs)	4.7	4.7	30.0
Secondary amount	$0	$274,382	$0
Funding fee	$361	$361	$0
Note rate	2.870%	2.870%	7.240%
Blended rate	2.870%	6.734%	7.480%
1st payment	$1,332.97	$1,332.97	$2,361.33
2nd payment	$0.00	$1,772.05	$0.00
Taxes / mo	$244.92	$244.92	$244.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$69.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,727.89	$3,499.94	$2,825.54
Cash to close	$312,881	$38,499	$38,499