Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$324,101$314,910
Remaining term (yrs)12.330.0
Secondary amount$0$0
Funding fee$1,621$0
Note rate5.870%7.240%
Blended rate5.870%7.480%
1st payment$3,054.50$2,146.11
2nd payment$0.00$0.00
Taxes / mo$291.58$291.58
Insurance / mo$150.00$150.00
MI / mo$0.00$62.98
HOA / mo$186.33$186.33
Total monthly$3,682.41$2,837.00
Cash to close$25,799$34,990