Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$43,275	$43,275	$183,600
Remaining term (yrs)	13.6	13.6	30.0
Secondary amount	$0	$140,325	$0
Funding fee	$216	$216	$0
Note rate	5.210%	5.210%	7.240%
Blended rate	5.210%	7.342%	7.480%
1st payment	$369.42	$369.42	$1,251.23
2nd payment	$0.00	$935.50	$0.00
Taxes / mo	$67.33	$67.33	$67.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$36.72
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$586.75	$1,522.25	$1,505.28
Cash to close	$160,725	$20,400	$20,400