Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$196,296	$196,296	$355,500
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$159,204	$0
Funding fee	$981	$981	$0
Note rate	2.500%	2.500%	7.240%
Blended rate	2.500%	4.963%	7.480%
1st payment	$895.78	$895.78	$2,422.73
2nd payment	$0.00	$1,061.36	$0.00
Taxes / mo	$136.25	$136.25	$136.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,182.03	$2,243.39	$2,780.08
Cash to close	$198,704	$39,500	$39,500