Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$100,738	$100,738	$220,410
Remaining term (yrs)	19.3	19.3	30.0
Secondary amount	$0	$119,672	$0
Funding fee	$504	$504	$0
Note rate	3.950%	3.950%	7.240%
Blended rate	3.950%	6.149%	7.480%
1st payment	$621.60	$621.60	$1,502.09
2nd payment	$0.00	$797.81	$0.00
Taxes / mo	$154.58	$154.58	$154.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$44.08
HOA / mo	$145.00	$145.00	$145.00
Total monthly	$1,071.18	$1,868.99	$1,995.76
Cash to close	$144,162	$24,490	$24,490