Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$290,735	$290,735	$589,500
Remaining term (yrs)	20.3	20.3	30.0
Secondary amount	$0	$298,765	$0
Funding fee	$0	$0	$0
Note rate	4.160%	4.160%	7.240%
Blended rate	5.010%	6.399%	7.480%
1st payment	$1,767.64	$1,767.64	$4,017.43
2nd payment	$0.00	$1,929.52	$0.00
Taxes / mo	$395.42	$395.42	$395.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$257.27	$257.27	$117.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,586.99	$4,516.51	$4,697.41
Cash to close	$364,265	$65,500	$65,500