Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$330,319$330,319$638,100
Remaining term (yrs)23.723.730.0
Secondary amount$0$307,781$0
Funding fee$1,652$1,652$0
Note rate3.180%3.180%7.240%
Blended rate3.180%5.384%7.480%
1st payment$1,648.86$1,648.86$4,348.64
2nd payment$0.00$1,987.75$0.00
Taxes / mo$590.83$590.83$590.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$127.62
HOA / mo$0.00$0.00$0.00
Total monthly$2,456.36$4,444.11$5,283.76
Cash to close$378,681$70,900$70,900