Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$114,351	$114,351	$351,000
Remaining term (yrs)	15.7	15.7	30.0
Secondary amount	$0	$236,649	$0
Funding fee	$0	$0	$0
Note rate	3.830%	3.830%	7.240%
Blended rate	4.680%	6.750%	7.480%
1st payment	$803.59	$803.59	$2,392.06
2nd payment	$0.00	$1,528.36	$0.00
Taxes / mo	$344.75	$344.75	$344.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$121.71	$121.71	$70.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,420.05	$2,948.42	$2,957.01
Cash to close	$275,649	$39,000	$39,000