Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$439,450$439,450$449,910
Remaining term (yrs)29.029.030.0
Secondary amount$0$35,455$0
Funding fee$2,197$2,197$0
Note rate6.26%6.26%7.24%
Blended rate6.26%6.679%7.48%
1st payment$2,737.91$2,737.91$3,066.13
2nd payment$0.00$350.86$0.00
Taxes / mo$129.25$129.25$129.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.98
HOA / mo$0.00$0.00$0.00
Total monthly$3,033.82$3,384.68$3,452.03
Cash to close$60,450$24,995$49,990