Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$707,373$673,200
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.090%7.240%
Blended rate6.640%7.480%
1st payment$4,303.34$4,587.85
2nd payment$0.00$0.00
Taxes / mo$623.33$623.33
Insurance / mo$216.67$216.67
MI / mo$325.82$134.64
HOA / mo$0.00$0.00
Total monthly$5,469.16$5,562.49
Cash to close$40,627$74,800