Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$640,324$640,324$674,899
Remaining term (yrs)27.927.930.0
Secondary amount$0$34,576$0
Funding fee$3,202$3,202$0
Note rate6.350%6.350%7.240%
Blended rate6.350%6.486%7.480%
1st payment$4,076.86$4,076.86$4,599.43
2nd payment$0.00$259.32$0.00
Taxes / mo$369.08$369.08$369.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$134.98
HOA / mo$100.00$100.00$100.00
Total monthly$4,762.61$5,021.93$5,420.16
Cash to close$109,564$74,989$74,989