Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$12,311	$12,311	$544,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$532,189	$0
Funding fee	$0	$0	$0
Note rate	6.790%	6.790%	7.240%
Blended rate	7.340%	7.741%	7.480%
1st payment	$85.59	$85.59	$3,710.76
2nd payment	$0.00	$3,437.06	$0.00
Taxes / mo	$504.17	$504.17	$504.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$5.89	$5.89	$108.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$762.31	$4,199.37	$4,490.49
Cash to close	$592,689	$60,500	$60,500