Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$257,336	$257,336	$409,500
Remaining term (yrs)	28.2	28.2	30.0
Secondary amount	$0	$152,164	$0
Funding fee	$1,287	$1,287	$0
Note rate	6.6%	6.6%	7.24%
Blended rate	6.6%	7.12%	7.48%
1st payment	$1,674.80	$1,674.80	$2,790.73
2nd payment	$0.00	$1,014.43	$0.00
Taxes / mo	$242.33	$242.33	$242.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$81.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,083.80	$3,098.23	$3,281.63
Cash to close	$197,664	$45,500	$45,500