Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$45,901	$45,901	$332,910
Remaining term (yrs)	6.3	6.3	30.0
Secondary amount	$0	$287,009	$0
Funding fee	$0	$0	$0
Note rate	5.530%	5.530%	7.240%
Blended rate	6.380%	7.561%	7.480%
1st payment	$709.48	$709.48	$2,268.78
2nd payment	$0.00	$1,853.60	$0.00
Taxes / mo	$299.67	$299.67	$299.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$88.22	$88.22	$66.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,247.36	$3,100.96	$2,785.02
Cash to close	$323,999	$36,990	$36,990