Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$759,770$759,770$989,910
Remaining term (yrs)29.329.330.0
Secondary amount$0$230,140$0
Funding fee$3,799$3,799$0
Note rate6.180%6.180%7.240%
Blended rate6.180%6.545%7.480%
1st payment$4,675.46$4,675.46$6,746.22
2nd payment$0.00$1,486.32$0.00
Taxes / mo$343.58$343.58$343.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$197.98
HOA / mo$154.17$154.17$154.17
Total monthly$5,389.88$6,876.21$7,658.62
Cash to close$340,130$109,990$109,990