Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$632,799	$632,799	$638,910
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$41,606	$0
Funding fee	$3,164	$3,164	$0
Note rate	4.750%	4.750%	7.240%
Blended rate	4.750%	5.190%	7.480%
1st payment	$3,547.20	$3,547.20	$4,354.16
2nd payment	$0.00	$411.72	$0.00
Taxes / mo	$199.33	$199.33	$199.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$127.78
HOA / mo	$97.00	$97.00	$97.00
Total monthly	$4,060.20	$4,471.92	$4,994.94
Cash to close	$77,101	$35,495	$70,990