Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$203,682$203,682$333,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$129,318$0
Funding fee$1,018$1,018$0
Note rate2.800%2.800%7.240%
Blended rate2.800%4.819%7.480%
1st payment$969.71$969.71$2,269.39
2nd payment$0.00$862.12$0.00
Taxes / mo$573.83$573.83$573.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.60
HOA / mo$58.00$58.00$58.00
Total monthly$1,751.54$2,613.66$3,117.82
Cash to close$166,318$37,000$37,000