Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$666,026	$666,026	$832,500
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$166,474	$0
Funding fee	$3,330	$3,330	$0
Note rate	6.5%	6.5%	7.24%
Blended rate	6.5%	6.8%	7.48%
1st payment	$4,269.88	$4,269.88	$5,673.47
2nd payment	$0.00	$1,109.83	$0.00
Taxes / mo	$231.83	$231.83	$231.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$166.50
HOA / mo	$110.00	$110.00	$110.00
Total monthly	$4,828.38	$5,938.21	$6,398.47
Cash to close	$258,974	$92,500	$92,500