Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$196,766	$196,766	$353,700
Remaining term (yrs)	20.4	20.4	30.0
Secondary amount	$0	$156,934	$0
Funding fee	$984	$984	$0
Note rate	4.1%	4.1%	7.24%
Blended rate	4.1%	5.83%	7.48%
1st payment	$1,183.84	$1,183.84	$2,410.46
2nd payment	$0.00	$1,046.22	$0.00
Taxes / mo	$188.50	$188.50	$188.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$70.74
HOA / mo	$44.67	$44.67	$44.67
Total monthly	$1,567.01	$2,613.23	$2,864.37
Cash to close	$196,234	$39,300	$39,300