Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$82,837$82,837$279,000
Remaining term (yrs)17.917.930.0
Secondary amount$0$196,163$0
Funding fee$414$414$0
Note rate4.12%4.12%7.24%
Blended rate4.12%6.848%7.48%
1st payment$543.75$543.75$1,901.38
2nd payment$0.00$1,307.76$0.00
Taxes / mo$112.08$112.08$112.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$55.80
HOA / mo$0.00$0.00$0.00
Total monthly$805.83$2,113.59$2,219.26
Cash to close$227,163$31,000$31,000