Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$162,742	$162,742	$427,500
Remaining term (yrs)	16.7	16.7	30.0
Secondary amount	$0	$264,758	$0
Funding fee	$814	$814	$0
Note rate	3.500%	3.500%	7.240%
Blended rate	3.500%	6.132%	7.480%
1st payment	$1,067.30	$1,067.30	$2,913.40
2nd payment	$0.00	$1,709.89	$0.00
Taxes / mo	$204.33	$204.33	$204.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$85.50
HOA / mo	$40.00	$40.00	$40.00
Total monthly	$1,478.30	$3,188.19	$3,409.90
Cash to close	$312,258	$47,500	$47,500