Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$396,449	$396,449	$400,500
Remaining term (yrs)	29.1	29.1	30.0
Secondary amount	$0	$26,301	$0
Funding fee	$1,982	$1,982	$0
Note rate	6.170%	6.170%	7.240%
Blended rate	6.170%	6.525%	7.480%
1st payment	$2,442.03	$2,442.03	$2,729.40
2nd payment	$0.00	$260.27	$0.00
Taxes / mo	$43.92	$43.92	$43.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$80.10
HOA / mo	$175.00	$175.00	$175.00
Total monthly	$2,810.95	$3,071.22	$3,178.42
Cash to close	$48,551	$22,250	$44,500