Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$119,393	$119,393	$314,923
Remaining term (yrs)	16.6	16.6	30.0
Secondary amount	$0	$195,530	$0
Funding fee	$0	$0	$0
Note rate	3.57%	3.57%	7.24%
Blended rate	4.42%	6.643%	7.48%
1st payment	$792.93	$792.93	$2,146.19
2nd payment	$0.00	$1,303.53	$0.00
Taxes / mo	$171.67	$171.67	$171.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$124.00	$124.00	$62.98
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$1,338.60	$2,642.13	$2,630.84
Cash to close	$230,521	$34,991	$34,991