Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$334,323$334,323$506,039
Remaining term (yrs)24.524.530.0
Secondary amount$0$171,715$0
Funding fee$1,672$1,672$0
Note rate3.180%3.180%7.240%
Blended rate3.180%4.816%7.480%
1st payment$1,631.20$1,631.20$3,448.64
2nd payment$0.00$1,144.77$0.00
Taxes / mo$579.75$579.75$579.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$101.21
HOA / mo$265.00$265.00$265.00
Total monthly$2,642.61$3,787.38$4,561.27
Cash to close$227,942$56,227$56,227