Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$293,525$269,910
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$1,468$0
Note rate6.280%7.240%
Blended rate6.280%7.480%
1st payment$1,892.21$1,839.43
2nd payment$0.00$0.00
Taxes / mo$344.75$344.75
Insurance / mo$150.00$150.00
MI / mo$0.00$53.98
HOA / mo$0.00$0.00
Total monthly$2,386.96$2,388.16
Cash to close$6,375$29,990