Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$137,280	$137,280	$221,310
Remaining term (yrs)	21.3	21.3	30.0
Secondary amount	$0	$84,030	$0
Funding fee	$0	$0	$0
Note rate	6.12%	6.12%	7.24%
Blended rate	6.67%	7.555%	7.48%
1st payment	$959.78	$959.78	$1,508.22
2nd payment	$0.00	$630.22	$0.00
Taxes / mo	$80.17	$80.17	$80.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$67.50	$67.50	$44.26
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,257.45	$1,887.67	$1,782.65
Cash to close	$108,620	$24,590	$24,590