Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$454,183$382,500
Remaining term (yrs)25.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.920%7.240%
Blended rate4.770%7.480%
1st payment$2,349.90$2,606.73
2nd payment$0.00$0.00
Taxes / mo$494.42$494.42
Insurance / mo$150.00$150.00
MI / mo$352.04$76.50
HOA / mo$170.00$170.00
Total monthly$3,516.36$3,497.65
Cash to close$0$42,500