Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$105,142	$105,142	$333,000
Remaining term (yrs)	13.7	13.7	30.0
Secondary amount	$0	$227,858	$0
Funding fee	$0	$0	$0
Note rate	5%	5%	7.24%
Blended rate	5.85%	7.15%	7.48%
1st payment	$878.75	$878.75	$2,269.39
2nd payment	$0.00	$1,471.58	$0.00
Taxes / mo	$239.08	$239.08	$239.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$115.95	$115.95	$66.60
HOA / mo	$45.00	$45.00	$45.00
Total monthly	$1,428.78	$2,900.37	$2,770.07
Cash to close	$264,858	$37,000	$37,000