Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$254,180	$254,180	$315,000
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$60,820	$0
Funding fee	$1,271	$1,271	$0
Note rate	3.090%	3.090%	7.240%
Blended rate	3.090%	4.231%	7.480%
1st payment	$1,228.20	$1,228.20	$2,146.72
2nd payment	$0.00	$456.15	$0.00
Taxes / mo	$186.42	$186.42	$186.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.00
HOA / mo	$29.17	$29.17	$29.17
Total monthly	$1,593.79	$2,049.94	$2,575.31
Cash to close	$95,820	$35,000	$35,000