Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$429,886	$400,500
Remaining term (yrs)	28.8	30.0
Secondary amount	$0	$0
Funding fee	$2,149	$0
Note rate	6.67%	7.24%
Blended rate	6.67%	7.48%
1st payment	$2,798.31	$2,729.40
2nd payment	$0.00	$0.00
Taxes / mo	$121.42	$121.42
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$80.10
HOA / mo	$0.00	$0.00
Total monthly	$3,069.72	$3,080.92
Cash to close	$15,114	$44,500