Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$55,849	$55,849	$112,500
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$56,651	$0
Funding fee	$0	$0	$0
Note rate	4.5%	4.5%	7.24%
Blended rate	5.35%	7.188%	7.48%
1st payment	$335.88	$335.88	$766.69
2nd payment	$0.00	$424.88	$0.00
Taxes / mo	$56.58	$56.58	$56.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$46.96	$46.96	$22.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$589.42	$1,014.31	$995.77
Cash to close	$69,151	$12,500	$12,500