Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$186,026	$186,026	$296,910
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$110,884	$0
Funding fee	$930	$930	$0
Note rate	2.740%	2.740%	7.240%
Blended rate	2.740%	4.704%	7.480%
1st payment	$871.48	$871.48	$2,023.44
2nd payment	$0.00	$739.23	$0.00
Taxes / mo	$131.42	$131.42	$131.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$59.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,152.90	$1,892.13	$2,364.23
Cash to close	$143,874	$32,990	$32,990