Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$417,791	$417,791	$423,000
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$28,709	$0
Funding fee	$2,089	$2,089	$0
Note rate	5.52%	5.52%	7.24%
Blended rate	5.52%	5.929%	7.48%
1st payment	$2,532.25	$2,532.25	$2,882.74
2nd payment	$0.00	$284.10	$0.00
Taxes / mo	$275.42	$275.42	$275.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$84.60
HOA / mo	$40.00	$40.00	$40.00
Total monthly	$3,014.33	$3,298.43	$3,449.42
Cash to close	$52,209	$23,500	$47,000