Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$175,407	$175,407	$346,500
Remaining term (yrs)	21.1	21.1	30.0
Secondary amount	$0	$171,093	$0
Funding fee	$0	$0	$0
Note rate	3.94%	3.94%	7.24%
Blended rate	4.79%	6.375%	7.48%
1st payment	$1,019.18	$1,019.18	$2,361.39
2nd payment	$0.00	$1,140.62	$0.00
Taxes / mo	$208.58	$208.58	$208.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$152.32	$152.32	$69.30
HOA / mo	$32.00	$32.00	$32.00
Total monthly	$1,562.07	$2,702.70	$2,821.27
Cash to close	$209,593	$38,500	$38,500