Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$31,702	$31,702	$116,996
Remaining term (yrs)	21.2	21.2	30.0
Secondary amount	$0	$85,294	$0
Funding fee	$0	$0	$0
Note rate	4.120%	4.120%	7.240%
Blended rate	4.970%	7.908%	7.480%
1st payment	$186.78	$186.78	$797.32
2nd payment	$0.00	$639.70	$0.00
Taxes / mo	$100.58	$100.58	$100.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$27.32	$27.32	$23.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$464.68	$1,104.39	$1,071.30
Cash to close	$98,293	$13,000	$13,000