Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$276,772	$276,772	$288,000
Remaining term (yrs)	27.2	27.2	30.0
Secondary amount	$0	$27,228	$0
Funding fee	$1,384	$1,384	$0
Note rate	6.6%	6.6%	7.24%
Blended rate	6.6%	7.072%	7.48%
1st payment	$1,826.03	$1,826.03	$1,962.71
2nd payment	$0.00	$269.44	$0.00
Taxes / mo	$168.42	$168.42	$168.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$57.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,144.45	$2,413.89	$2,338.73
Cash to close	$43,228	$16,000	$32,000