Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$396,363$396,363$400,499
Remaining term (yrs)27.227.230.0
Secondary amount$0$26,387$0
Funding fee$1,982$1,982$0
Note rate7.44%7.44%7.24%
Blended rate7.44%7.717%7.48%
1st payment$2,830.14$2,830.14$2,729.39
2nd payment$0.00$261.12$0.00
Taxes / mo$205.17$205.17$205.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.10
HOA / mo$180.00$180.00$180.00
Total monthly$3,365.31$3,626.43$3,344.66
Cash to close$48,636$22,250$44,500