Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$368,243	$368,243	$377,100
Remaining term (yrs)	29.5	29.5	30.0
Secondary amount	$0	$29,807	$0
Funding fee	$1,841	$1,841	$0
Note rate	6.3%	6.3%	7.24%
Blended rate	6.3%	6.717%	7.48%
1st payment	$2,290.20	$2,290.20	$2,569.93
2nd payment	$0.00	$294.96	$0.00
Taxes / mo	$177.83	$177.83	$177.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$75.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,618.03	$2,913.00	$2,973.18
Cash to close	$50,757	$20,950	$41,900