Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$344,630$344,630$436,410
Remaining term (yrs)27.927.930.0
Secondary amount$0$91,780$0
Funding fee$1,723$1,723$0
Note rate6.440%6.440%7.240%
Blended rate6.440%6.978%7.480%
1st payment$2,214.15$2,214.15$2,974.13
2nd payment$0.00$688.35$0.00
Taxes / mo$217.17$217.17$217.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$87.28
HOA / mo$0.00$0.00$0.00
Total monthly$2,597.98$3,286.33$3,445.24
Cash to close$140,270$48,490$48,490