Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$253,030	$253,030	$558,000
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$304,970	$0
Funding fee	$1,265	$1,265	$0
Note rate	2.800%	2.800%	7.240%
Blended rate	2.800%	5.505%	7.480%
1st payment	$1,171.05	$1,171.05	$3,802.76
2nd payment	$0.00	$1,969.60	$0.00
Taxes / mo	$111.42	$111.42	$111.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$111.60
HOA / mo	$4.17	$4.17	$4.17
Total monthly	$1,453.30	$3,422.90	$4,196.61
Cash to close	$366,970	$62,000	$62,000