Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$524,187$494,999
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$2,621$0
Note rate5.250%7.240%
Blended rate5.250%7.480%
1st payment$3,092.34$3,373.41
2nd payment$0.00$0.00
Taxes / mo$458.33$458.33
Insurance / mo$166.67$166.67
MI / mo$0.00$99.00
HOA / mo$105.00$105.00
Total monthly$3,822.34$4,202.41
Cash to close$25,812$55,000