Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$109,335	$109,335	$224,100
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$114,765	$0
Funding fee	$0	$0	$0
Note rate	4.55%	4.55%	7.24%
Blended rate	5.4%	6.731%	7.48%
1st payment	$660.57	$660.57	$1,527.24
2nd payment	$0.00	$765.10	$0.00
Taxes / mo	$55.92	$55.92	$55.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$91.81	$91.81	$44.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$958.29	$1,723.39	$1,777.97
Cash to close	$139,665	$24,900	$24,900