Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$528,538$495,000
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$2,643$0
Note rate6.630%7.240%
Blended rate6.630%7.480%
1st payment$3,423.36$3,373.42
2nd payment$0.00$0.00
Taxes / mo$249.67$249.67
Insurance / mo$166.67$166.67
MI / mo$0.00$99.00
HOA / mo$65.00$65.00
Total monthly$3,904.70$3,953.75
Cash to close$21,462$55,000