Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$296,043	$296,910
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$1,480	$0
Note rate	4.16%	7.24%
Blended rate	4.16%	7.48%
1st payment	$1,568.32	$2,023.44
2nd payment	$0.00	$0.00
Taxes / mo	$226.42	$226.42
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$59.38
HOA / mo	$175.00	$175.00
Total monthly	$2,119.74	$2,634.23
Cash to close	$33,857	$32,990