Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$451,072	$451,072	$742,500
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$291,428	$0
Funding fee	$2,255	$2,255	$0
Note rate	2.71%	2.71%	7.24%
Blended rate	2.71%	4.688%	7.48%
1st payment	$2,116.49	$2,116.49	$5,060.12
2nd payment	$0.00	$1,882.14	$0.00
Taxes / mo	$242.42	$242.42	$242.42
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$148.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,575.57	$4,457.71	$5,667.71
Cash to close	$373,928	$82,500	$82,500